We offer conventional 30 Year Fixed Rate mortgages as well as government-backed loans. While our government-backed loans offer low or zero money down, they have specific restrictions that vary by program. By contrast, conventional mortgages generally require either 20% down, or private mortgage insurance on top of a lower down payment. Conventional mortgages may also require a higher credit score than government loans like VA, FHA and USDA mortgages
Speak with one of our mortgage professionals to compare the requirements and benefits of conventional vs government fixed rate mortgages.