Private Money Loans: We provide hard money financing throughout California. Don’t worry about bad credit, foreclosures, bankruptcies and similar problems. We always have a solution! We specialize in quick and easy private money for a variety of different property types and borrowers. Loan Info Poor Credit Ok Up to 70% Value of your home Investor, Commercial, & Rehab Loans Loan Amount starts at $75,000 As quick as 7-day Funding We offer hard money loans from [...]
Why Consider a USDA Mortgage? As you’re researching different home loan options, you’ll likely come across the USDA Rural Housing Loan program, otherwise known simply as the USDA Loan. This home financing solution has a lot of attractive benefits, but it also comes with a few limitations and not everyone will qualify. In today’s post, we’ll provide a basic overview of the USDA Loan program and offer a [...]
More new homes on the way as construction activity rises For home buyers across the country, particularly first time buyers and those shopping in lower to middle price tiers, the lack of inventory can be daunting. Fortunately, more new homes are slated to hit the market in the near future as home construction activity increases. […]
Mendocino County Real Estate Report Are you considering relocating to or buying investment property in Mendocino County, California? Here’s a look at the local real estate market to help you evaluate home prices, popular neighborhoods and more. Please note, this information is subject to change and is presented for educational purposes only. Remember to consult a local real estate professional for the most accurate and up-to-date information on Mendocino County. [...]
Comparing 15 and 30 Year Mortgages When comparing home loans, one of the factors that may affect your decision is the amortization term. Amortization refers to the way your loan’s repayment schedule is structured. While most home loans are structured with 30-year repayment terms, there are shorter term options available for many mortgages. There are a few drawbacks to choosing a short term mortgage, but for the right borrower, they can provide substantial [...]
Buying a Home With Little to No Money Down in Mendocino County Buying a home is likely the single biggest purchase you'll make in your lifetime. And with Zillow reporting the median home price at $519,500 in Mendocino County, coming up with a sizable down payment can be a challenge - especially for first time buyers. Fortunately, Empower Capital Group has a variety of low and zero money down home loan solutions for qualified [...]
Buying a Home Without a Down Payment in Lake County According to recent data from Zillow, the median listing price for homes in Lake County, CA is $239,000. A traditional 20% down payment on a home that price would be more than $47,000. For a lot of home buyers - especially first time buyers - that kind of cash is hard to come by. The solution? A zero money down mortgage. If you're [...]
When does getting a cash out refinance make sense? For homeowners who have built up a substantial amount of equity, and could use some cash to help pay for large expenses, a cash out refinance may be an ideal solution. However, cash out refinancing doesn’t make sense in every situation and shouldn’t be used on a whim. In today’s post, we’ll cover the basics of cash out refinancing, as [...]
Best Counties in Oregon for Buying a Home Although Empower Capital Group is based in California, we work with home buyers throughout Washington and Oregon as well as the Golden State. Did you know Oregon is consistently ranked among “best of” lists? Just last year, Oregon was ranked the sixth best state to live in by CNBC. In 2014, NerdWallet ranked Portland, Oregon 16th best city for quality of life in [...]
Is affordability improving in the California real estate market? Affordability is a hot topic in today’s real estate market. For Californians, the issue is even more pressing, as prices continue to climb in most of the state’s larger metros. Despite growing concern over California real estate getting too high, recent reports may show that affordability may actually be improving in The Golden State. Here’s why: […]
