5 Reasons to Buy a Home in Sonoma County in 2017

2017-08-09T19:54:35+00:00

5 Reasons to Buy a Home in Sonoma County in 2017  Why buy in Sonoma County? Aside from it being a terrific place to live, work and play, Sonoma County also offers a housing market that’s more diverse than you might think. It’s also a place where home values are on the rise, making it easier for homeowners to build equity. Still need convincing? Here are five specific reasons [...]

5 Reasons to Buy a Home in Sonoma County in 20172017-08-09T19:54:35+00:00

Buying a Second Home in Sonoma County

2017-08-09T19:54:35+00:00

Buying a Second Home in Sonoma County  Sonoma County is home to rolling vineyards, beautiful weather and an abundance of sights, sounds, tastes and smells to delight the senses. From shopping to dining to exploring the breathtaking landscape and of course, visiting the region’s numerous wineries, Sonoma County is a popular vacation destination. Because of this, many people choose to invest in a second home in Sonoma County. If [...]

Buying a Second Home in Sonoma County2017-08-09T19:54:35+00:00

Cash Out Refinance vs Home Equity Loan

2017-08-09T19:54:35+00:00

Cash Out Refinance vs Home Equity Loan If you need money quickly and have considerable equity built up in your home, it’s possible to tap into that equity through either a cash out refinance or a home equity loan. Both options offer benefits and drawbacks. In today’s post, we’ll explore both options and compare the advantages and disadvantages to each. […]

Cash Out Refinance vs Home Equity Loan2017-08-09T19:54:35+00:00

In California, Higher Loan Amounts Do Not Always Equal Higher Interest Rates and Jumbo Pricing

2017-08-09T19:54:35+00:00

In California, Higher Loan Amounts Do Not Always Equal Higher Interest Rates and Jumbo Pricing When it comes to buying a home, most people want to get a good value – they want to buy a home they love while also staying within the parameters of their budget. In a state like California, where real estate prices are notoriously high, this can be a challenge. However, there are [...]

In California, Higher Loan Amounts Do Not Always Equal Higher Interest Rates and Jumbo Pricing2017-08-09T19:54:35+00:00

Home Buying Tools for Sonoma County

2017-08-09T19:54:35+00:00

Home Buying Tools for Sonoma County If you’re searching for a new home in Sonoma County, you’ll be glad to know there are plenty of great resources available for home buyers and mortgage borrowers. In this post, we’ll review some of these helpful resources and provide links to find additional information. Whether you’re looking for Sonoma County home prices, home value trends, FHA loan limits or eligibility details for [...]

Home Buying Tools for Sonoma County2017-08-09T19:54:35+00:00

Buying Investment Properties in California – High Prices, High Rents

2017-08-09T19:54:35+00:00

Buying Investment Property in California – High Prices, High Rents California real estate runs the gamut from affordable starter homes to mid-range ranches to luxury estates and beyond. For investors, California provides ample opportunity to tap into some of the state’s best rental markets – that is, if you have the right financing. If you’re interested in possibly purchasing investment real estate in California, you’ll likely have a lot of [...]

Buying Investment Properties in California – High Prices, High Rents2017-08-09T19:54:35+00:00

Condo Buying Guide – Pros and Cons and Financing Considerations

2017-08-09T19:54:35+00:00

  Condo Buying Guide – Pros and Cons and Financing Considerations Thinking of buying a condo? Owning a condominium can provide numerous benefits to a wide variety of home buyers. It can also come with a few drawbacks. Also, financing the purchase of a condo can come with a few extra hurdles to clear when compared to getting a mortgage for a traditional stand-alone house. In today’s post, we’ll [...]

Condo Buying Guide – Pros and Cons and Financing Considerations2017-08-09T19:54:35+00:00

Using the 28/36 Rule to Know What You Qualify to Borrow

2017-08-09T19:54:35+00:00

Using the 28/36 Rule to Know What You Qualify to Borrow Unforeseen circumstances are just that - unforeseen and unpredictable. When applying for a mortgage loan it’s important for potential borrowers to consider that their current financial situation could change unexpectedly, and they should to be honest with themselves about how much debt they could handle if they got stuck with a too-high monthly mortgage payment. Every potential borrower needs to ask themselves [...]

Using the 28/36 Rule to Know What You Qualify to Borrow2017-08-09T19:54:35+00:00

Mortgage Options for Less Than Perfect Credit

2017-08-09T19:54:35+00:00

Mortgage Options for Less-Than-Perfect Credit Perhaps the single most important aspect that affects a mortgage loan rate is the borrower's credit score. It's no secret that borrowers with high credit scores are more likely to get lower mortgage interest rates than those with low credit scores. A credit score of 740 or higher usually qualifies for the best interest rates from most lenders; however, there may be other factors that can affect a [...]

Mortgage Options for Less Than Perfect Credit2017-08-09T19:54:35+00:00