California VA Loans
Discover $0 Down VA Financing with Empower Capital Group
California military home buyers or veterans ready to explore mortgage options will be glad to know that Empower Capital Group offers zero money down VA Loans throughout the Golden State.
We’re very proud to work with veterans and active duty military borrowers, as well as surviving spouses, to help our nation’s service members achieve the American Dream of homeownership. Our commitment to providing excellent, personalized mortgage service at reasonable rates has helped us stand out among the ever-increasing crowd of home financing companies in California.
Contact us today for a free California VA Loan quote and consultation
Why Consider a California VA Loan?
Military and veteran borrowers who are searching for an affordable way to transition from renting to owning will be very pleased to know that VA Loans allow up to 100% financing. With no minimum down payment required, first time buyers can purchase a home without having to wait years to save up tens of thousands of dollars. Likewise, repeat buyers who may not have enough cash to make a conventional mortgage down payment can take advantage of the VA’s $0 down feature and apply what cash they do have toward moving expenses, repairs, or other costs.
VA Loans can accommodate buyers with less-than-perfect credit scores. Since they are backed by the government, lenders can feel more confident lending money to lower credit borrowers. This makes it easier for borrowers to qualify while also protecting the lender from risk.
VA Loans do not have private mortgage insurance (PMI). They do however have a one-time funding fee that can be financed into the loan. The funding fee amount can vary based on your loan’s specifics. Talk to one of our licensed mortgage professionals for details.
California is home to numerous military bases and has a large population of veterans. Because of this, VA Loans are fairly common throughout the state and many CA lenders offer this affordable financing option. We are proud to be among those who offer this loan program, but we feel our low rates, personalized service and genuine appreciation for our borrowers helps set us apart from the competition.
Contact us today for a free rate quote on your California VA Loan. We’ll be happy to assist you and answer any questions you may have. Simply call (707) 522-1887. You can also connect with us electronically by submitting your information through the form on this page.