What We Do...


Home Equity Reallocation

Conventional Mortgages

FHA Loans

VA Loans

Divorce Settlements Funding

VA Loans

Jumbo Loans

Reverse Mortgages (HECM)

Reverse Mortgages Jumbo Loans

Bank Statement Loans



Relocation Services

Probate Sales

Trust Real Estate Sales

Broker Price Opinions

Home Equity Line

Financial Analysis



Agriculture-Vineyard, Winery, Cannabis

Lots & Land

Bank Statement Loans

Reverse Mortgages Jumbo Loans

Divorce Settlements funding

Partnership Buy-Outs funding

Time-Of-Death Value Analysis

Tax Planning Strategy

VA Loans

FHA Loans

Asset Qualifier Loans

Investor Cash Flow Loans

Home Equity Line

Financial Analysis

Relocation Services

Probate Sales

Our mission at Empower Capital Group is to transform financial futures. We are a tight knit, family-owned team that thrives on knowledge, experience, and dependability.  Our clear communication, honesty and trustworthiness are what distinguishes us from others.  While working as a team, we strive to provide excellent service by listening to our clients and making sure they feel supported throughout the entire process.  We are extremely loyal and always empower one another to be the best leaders and partners we can be!

Why Our Clients Love Us

I have been relying on Bodhi and Marcy for over ten years. They have expedited a dozen transactions, and saved me a great deal of money. I borrow from them, and I lend mortgages through them. They are excellent.

~ Edward G

Bodhi is so great to work with. His determination to find us the right house for the right price gave us the confidence to jump into this crazy market and make it happen. Once we were pre-approved for a loan we found a house we loved and our offer was accepted within the week. We wouldn't be in our new home today without Bodhi. I couldn't recommend him more.

~ April 2018

This team has handled all of my housing purchases and they have done it quickly, thoroughly and efficiently. I will always use Empower Capital Group!

~ Jacob

A huge thank you for making my refinance experience quick and painless. My questions were always answered promptly, and I felt my best interest was their top priority. I would not hesitate to refer friends and family to Empower Capital Group! You rock!

~ K Sanford

I knew I was in good hand when we choose Empower Capital Group. They were able to make the loan happen even in our difficult circumstances. My Husband and I got what we wanted. I would recommend them to everyone. Thank you guys for your hard work, fantastic attitudes, and continued dedication. We love you!

~ Jesse F

Simply the best! I have sold two properties with this company and wish I had known previously for other sales. I have sent friends to them who did not believe they could qualify to buy a home and Bodhi made it happen. Extremely professional, easy to talk to and a genius at what he does!

~ April 2018

Jennifer is a great real estate agent. She knows Sonoma County well. Responds fast, moves quick. Jennifer's knowledge and experience helps make anything from buying a house in Santa Rosa to selling a lot in Sebastopol simple. I'd recommend having Jennifer and her assistant Kat on your team for your next home purchase.

~ Forest K

I have sold a few properties over the years and I can't recommend Jennifer any higher in all categories. She’s a hard worker chasing down every sales lead. Jennifer is very exacting in her paperwork to make sure that all the important and necessary documents are completed on time and accurately so the closing of the properties goes as planned with no surprises. This is my experience with the sales and purchase of various properties with her help. I highly recommend using Jennifer to represent you whether you are buying or selling property, I have utilized her for both and have been very pleased with her professionalism and the end result.

~ October 2021

I am a self-employed individual having been a business owner for 17 years, the mortgage lending process is a very long and difficult road for getting your home refinanced, especially with the current pandemic and major business shutdowns, BUT Marcy hung in there every step of the process, keeping me informed as to what was needed. She and her EXCELLENT staff held my hands during the entire process. I highly recommend her to assist you with your lending needs!!!!!!

~ K Walton

I love the team at Empower! They are real experts and very knowledgeable in all that they do. They go an extra mile for their clients, and that’s why they have been my go-to for all my mortgage/real estate needs. I’ve sent family and friends their way, and they all tell me how happy they were with their experience. Highly recommend Empower to anyone looking for a home and/or mortgage!

~ K Banks

Empower Capital group is a one-stop-shop. I have never had anybody work so hard to make sure that everything was taken care of, first for my original home loan and then for my refinance. Their communication went above and beyond. The people there have your interests in mind first

~ S Metz

Marcy has been extremely diligent and professional. The very best I worked with! I highly recommend her, especially if you need bilingual assistance (English/Spanish).

~ Consuelo L

Pre-qual to completed purchase in 28 days. Marcy was great, keeping me informed and keeping me on schedule. Looking forward to the next phase of my life.

~ Chuck K

The group at Empower was extremely knowledgeable, straight forward and easy to work with. We had several challenges along the way and they always found the answer. Knocked it out of the park for us, I highly recommend them for your home loan needs.

~ Dustin B

Our Services

Loans & Mortgages

We have wide array of loan products and have expertise in funding thousands of mortgage loans. We help home buyers achieve their goals of homeownership and we save homeowners money through our aggressively priced refinancing programs. Our services include, but are not limited to Conventional, Jumbo, FHA, VA, Portfolio, Construction, lot loans and Private Money Loans.

Real Estate Services

We are experts in in negotiation and a vast array of knowledge in everything from commercial to residential property purchase and sales. We are familiar with the local market and dedicated to protecting your interest. We are consistently in the top 1% in sales in the county.

Attorney Services

We have offered our support to a large network of attorneys. This has led to extensive work in divorce, trusts, mitigation finance, bankruptcy, business disputes, foreclosure, eviction, and tax law. We are qualified experts in real estate finance with the California Superior courts and work hand in hand through the many difficulties with our attorney partners.

Financial Advisor Services

Home mortgages go hand in hand with financial stability. Our team is a trusted resource for many financial advisors. Our expertise extends beyond the standard investments. As we have worked through many complicated strategies and found solutions that meet all needs.

Accountant Services

After analyzing thousands of personal and business tax returns for our clients, we often times communicate with their accountants for more intricate details. Years of relationship building, has made us a vital resource for CPA’s, CFO’s, and accountants. We have become a direct referral source for those advisors.

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