How Much House Can You Afford?
The first step in buying a house is determining your budget. This mortgage affordability calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the “Calculate” button to see a complete amortization schedule of your mortgage payments and find out how much house you can afford to buy.
10 Step Home Buying Road Map:
STEP 1 - GET PRE-APPROVED
Meet with one of our experienced loan officers to get pre-qualified to purchase.
STEP 2 - MEET WITH OUR TRUSTED REAL ESTATE PROFESSIONALS
Get all the details on they type of home you are looking for and get a list of homes to view.
STEP 3 - VIEW PROPERTIES
Go out with one our Real Estate staff and see properties that meet your criteria.
STEP 4 - MAKE AN OFFER
Our real estate team will assist in determining the offer price and assist with all documentation.
STEP 5 - HOME NEGOTIATIONS
Our team will aggressively negotiate with the listing agent so that your real estate needs are met with confidence.
STEP 6 - IN ESCROW
Once your offer has been accepted we open the escrow account so that you can pay the initial deposit. We will guide you through the process until the home is yours including property inspections and disclosure reviews. This is where the loan process starts. If your are obtaining a loan for the purchase of the property your loan officer will now gather any remaining documents needed from you to submit your loan file to the banks underwriter for review. The appraisal for the property is also ordered at this time if it is a requirement of the loan.